Working Capital
Biashara Boost
Stock, inventory and day-to-day working capital for shops, salons, hardware stores and service businesses that need cashflow breathing room.
View detailsEmergency
Dharura Emergency
Short-term bridge finance for genuine emergencies - medical, urgent repairs, stock-outs. Designed for speed when it matters most.
01The details
What Dharura Emergency offers
- Decision within 24 hours
- Minimal documentation for repeat clients
- M-Pesa disbursement
- Full repayment schedule shown before you sign
- Early repayment free on reducing-balance terms
Terms at a glance
- Amount
- KES 5,000 - 50,000
- Term
- 1 - 6 months
- Interest
- from 3.0% p.m. (Reducing)
- Processing fee
- 3.0% once-off
- Disbursement
- M-Pesa or bank transfer
Your exact rate is set during underwriting - strong profiles pay less.
02Keep looking
Other products
Asset Finance
Jenga Asset Loan
Finance equipment, machinery, delivery bikes and tools that directly grow your productive capacity. The asset itself can secure the loan.
View detailsAgriculture
Kilimo Agri Loan
Seasonal financing for inputs, seedlings, feed and harvest handling. Repayment calendars are matched to your crop or livestock cycle.
View details