Nairobi, Kenya

+254 700 000 000 hello@stawiquest.co.ke

Microfinance for Kenyan MSMEs

Empowering dreams.
Fueling growth.

Fast, fair and flexible business loans from KES 5,000 to KES 5 million - with interest rates tailored to you, a decision in 24 hours, and disbursement straight to your M-Pesa.

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  • No hidden fees
  • Rates from 1.8% p.m.
  • M-Pesa disbursement

KES 48M+

Disbursed to MSMEs

3,200+

Businesses funded

24 hrs

Average approval time

92%

On-time repayment rate

01What we lend

Loan products built for
how Kenya does business

All loan products

Working Capital

Biashara Boost

Stock, inventory and day-to-day working capital for shops, salons, hardware stores and service businesses that need cashflow breathing room.

Amount
KES 20,000 - 500,000
Term
3 - 12 months
Rate
from 2.5% p.m.
View details

Asset Finance

Jenga Asset Loan

Finance equipment, machinery, delivery bikes and tools that directly grow your productive capacity. The asset itself can secure the loan.

Amount
KES 50,000 - 2,000,000
Term
6 - 24 months
Rate
from 2.2% p.m.
View details

Agriculture

Kilimo Agri Loan

Seasonal financing for inputs, seedlings, feed and harvest handling. Repayment calendars are matched to your crop or livestock cycle.

Amount
KES 15,000 - 300,000
Term
Aligned to seasons
Rate
from 2.0% p.m.
View details

02How it works

From application to M-Pesa
in four clear steps

Start your application
  1. 01

    Apply

    Apply online in under 10 minutes, or walk into our office and we will onboard you in person.

  2. 02

    Review & KYC

    We verify your identity and run a fair, transparent credit assessment - you will know exactly where you stand.

  3. 03

    Approve & disburse

    Once approved, funds are sent straight to your M-Pesa or bank account - typically within 24 hours.

  4. 04

    Repay & grow

    Repay on a schedule that fits your cashflow. Good repayment history unlocks bigger loans at better rates.

03Why StawiQuest

Lending that respects
the borrower

StawiQuest Typical informal lender
Approval speed Within 24 hours Days to weeks
Interest rates Tailored to you, from 1.8% p.m. Flat rate for everyone
Collateral Flexible - group guarantees accepted Logbook or title deed demanded
Hidden fees None. Full schedule shown upfront Fees discovered later
Repayment Matched to your cashflow cycle Rigid monthly dates
Early repayment Free - reduces your interest Penalties apply

04Borrower stories

Real growth, in our
customers' own words

I applied on a Tuesday and had stock money in my M-Pesa by Thursday. My salon in Githurai has doubled its chairs since then.
Wanjiku M. Salon owner, Githurai - Nairobi
Other lenders wanted my logbook for a small loan. StawiQuest looked at my business record instead. That respect is why I came back for a second loan.
Kiprop D. Boda fleet operator, Nakuru
The repayment schedule matched my market days. Nobody had ever asked me when my money actually comes in before.
Achieng O. Fresh produce trader, Kisumu

Ready to grow?
Let's talk numbers.

Apply online in under 10 minutes - or visit our office and we'll do it together.

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